Monitoring, Evaluation and Learning

Logical framework for Monitoring, Evaluation, and Learning (MEL) of Microfinance project


Uttaran is an NGO in Bangladesh that works on the social development of the poor and vulnerable. Their work is “focused on human rights, land rights and agrarian reform, sustainable water management, community based river basin management, adaptation to climate change, sustainable agriculture and food security. The Microfinance project was implemented by Uttaran in the 1990s. The following logical framework was developed for Uttaran’s microfinance project, as an MEL exercise.


Main elements:

The underlying philosophy based on the theory of action of Uttaran, can be broadly classified into the following sections:

  • Social well-being

  • Increasing awareness about gender issues and women’s rights

  • Improving community connectedness

  • Increasing investment in fundamental necessities such as health and education


  • Economic well-being and skill development

  • Diversification of livelihoods

  • Emphasizing on skill training

  • Improving entrepreneurship


  • Empowerment

  • Women’s economic participations

  • Women’s asset ownership

  • Political participation

  • Gender role division


The MEL system is designed to gather some additional information, such as:

  • Number of new businesses

  • Increase in assets

  • Increase in investments on health and education

  • Increase in loan amounts

  • Changes in payment rates

  • Changes in household decision-making



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